AI-powered digital banking designed for migrants and diaspora communities. Open your account before you arrive, send affordable remittances, and build your UK credit history from day one.
Great Dyke Fintech is currently in development. Join our waiting list for early access and exclusive updates.
Moving to a new country shouldn't mean starting from zero. Yet millions of migrants face the same impossible challenges.
The Problem: You can't open a bank account without proof of address. But you can't rent without a bank account. It's an impossible loop.
Our Solution: Open your GDF account before you even arrive. We accept flexible documentation and understand that your journey doesn't fit into a standard form.
The Problem: Sending money home costs too much. Hidden fees, terrible exchange rates, and days of waiting. Your family deserves better.
Our Solution: Transparent, low-fee remittances with great exchange rates. Hold multiple currencies and send money to priority corridors instantly—UK to Zimbabwe, Nigeria, Ghana, South Africa, and beyond.
The Problem: No UK credit history means no phone contract, no car finance, no mortgage. You're financially invisible, even if you've managed money responsibly for decades.
Our Solution: Build your UK credit file from day one with our credit-builder products. We use alternative data and report your rent and utility payments to help you become financially visible.
The Problem: Traditional banks don't understand your needs, your culture, or your community. You're just another customer number.
Our Solution: Built by and for diaspora communities. Culturally aware support, multilingual content, and partnerships with community and faith groups you trust.
A complete financial platform designed for your borderless life.
Open your account before you arrive in the UK. Our flexible KYC process accepts alternative proof of address and works on your phone. No branches, no paperwork, no stress.
Hold GBP, USD, EUR, and other currencies in one secure wallet. Send money home at transparent rates with low fees—not the hidden charges that eat into what your family receives.
Don't wait years to build your UK credit history. Our credit-builder products use alternative data and smart AI scoring to help you become financially visible fast.
You're not alone on this journey. Access diaspora savings groups, in-app financial education, and a community that understands your unique challenges and dreams.
From waiting list to full financial access in a few simple steps.
Tell us where you're from, where you're going, and what financial challenges you need help with. This helps us build the features you need most.
We're rolling out in phases, starting with priority corridors and early supporters. You'll get an email when it's your turn, along with exclusive founder benefits.
Complete our simple, mobile-first onboarding. No complicated paperwork, no impossible proof of address requirements. Just clear steps that respect your journey.
Activate your multi-currency wallet, send your first remittance at great rates, and begin building your UK credit history. Your financial future starts today.
As you use GDF, you'll unlock credit-builder products, savings tools, and community features. Watch your credit score grow and your financial options expand.
Fast, affordable transfers to the corridors that matter most to diaspora communities.
Send GBP to USD or ZWL with transparent rates and low fees.
Transfer to NGN accounts instantly with competitive exchange rates.
Send money to GHS accounts fast—your family gets more.
Reliable GBP to ZAR transfers with real-time tracking.
Send to KES with mobile money integration coming soon.
Easy GBP to EUR transfers for European connections.
Most transfers complete within minutes, not days.
See the exact fee and exchange rate before you send. No surprises.
Every transfer is protected and trackable in real-time.
Don't see your corridor? We're adding more every month.
Join the Waiting ListYou've managed money responsibly for years. Now make it count in the UK.
When you arrive in the UK, you have no credit history here—even if you've had loans, credit cards, or mortgages elsewhere. To UK lenders, you're "credit invisible." This means you're often rejected for even basic financial products like phone contracts or car finance.
It's not fair, but it's fixable. GDF helps you build a UK credit file quickly by reporting positive financial behavior to credit reference agencies.
A secure, guaranteed-approval product that reports your positive payment history to Experian, Equifax, and TransUnion. Save a small amount each month and build your credit score at the same time.
Your rent is probably your biggest monthly expense—so it should count toward your credit score. We'll work with participating landlords and letting agents to report your on-time rent payments.
Paying your energy, water, and phone bills on time? That shows financial responsibility. We'll help get those payments on your credit file.
Our AI looks beyond traditional credit scores. We consider your employment, savings patterns, remittance history, and other signals of financial health to offer you better access to credit.
We're partnering with the organizations and leaders you already trust.
Our team includes people who've walked your path. We understand the cultural nuances, family obligations, and unique financial patterns of diaspora life.
Access help in your language—not just translated text, but support staff who genuinely understand your culture and context.
We'll help you understand UK financial systems, build wealth, and make informed decisions through clear, jargon-free content and community workshops.
We're working with diaspora organizations, faith groups, and community leaders to build a financial platform that truly serves your needs.
As we develop GDF, we're partnering with community organizations across the UK and beyond. More details coming soon.
Everything you need to know about Great Dyke Fintech.
Anyone can join! We're initially focusing on migrants and diaspora communities with connections between the UK and African countries, but we welcome interest from all corridors. During the early access phase, we'll prioritize users in our launch markets, but everyone on the waiting list will be kept informed as we expand.
We're currently in development and rolling out in phases throughout 2026. Early access will begin with a limited number of users in priority corridors. Join the waiting list to be among the first to know when we're ready for you.
Initially, we're focusing on GBP, USD, EUR, and currencies in key African markets including ZWL (Zimbabwe), NGN (Nigeria), GHS (Ghana), ZAR (South Africa), and KES (Kenya). We're adding more corridors and currencies based on community demand—your waiting list responses help us prioritize.
GDF is a comprehensive digital banking platform. You'll get a full UK bank account with account number and sort code, plus multi-currency wallet functionality, remittance services, and credit-building tools—all in one app. We're working toward full banking authorization to offer you complete financial services.
Your security is our top priority. We use bank-level encryption, secure cloud infrastructure, and will work with FCA-regulated partners to protect your funds. Your data is never sold to third parties, and we comply with UK GDPR and data protection regulations. Full security details will be available as we approach launch.
A credit-builder product helps you establish a UK credit history. You make small, regular payments into a secured account, and we report those payments to credit reference agencies (Experian, Equifax, TransUnion). Over time, this builds your credit score, making it easier to access phone contracts, car finance, mortgages, and other financial products. Think of it as a stepping stone to mainstream credit.
No, absolutely not. Joining the waiting list has zero impact on your credit score. We don't run credit checks at this stage—we're simply gathering interest and understanding your needs. Credit checks only happen later, when you choose to open an account, and we'll always ask your permission first.
Yes! This is one of our core features. You'll be able to complete the account opening process before you arrive, so you can receive your salary, pay deposits, and manage your money from day one in the UK. We accept flexible documentation and understand that you may not have a UK address yet.
We're committed to transparent, fair pricing—no hidden fees. Our business model focuses on small transaction fees for remittances and currency exchange, not monthly account fees. Detailed pricing will be shared before launch, and you'll always see exactly what you're paying before you confirm any transaction.
Join the waiting list! You'll receive regular email updates about our development progress, feature releases, partnership announcements, and early access invites. You can also follow us on social media (links in the footer) for behind-the-scenes content and community stories.
Be among the first to experience instant credit and borderless money. Early supporters get exclusive founder benefits and priority access.