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Terms of Service

Last updated: December 8, 2025

Welcome to Great Dyke Fintech ("GDF", "we", "our", or "us"). These Terms of Service ("Terms") govern your access to and use of our website and services. By accessing or using our website, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing gd-fin.tech, joining our waiting list, or using any GDF services, you acknowledge that you have read, understood, and agree to these Terms and our Privacy Policy. If you do not agree, please do not use our website or services.

2. Service Description and Availability

2.1 Pre-Launch Status

GDF is currently in development and not yet operational as a financial services provider. This website serves as a pre-launch marketing platform and waiting list registration system.

2.2 No Financial Services Offered

Important: Joining the waiting list does not constitute:

• An application for financial services
• An offer of banking, credit, or remittance services
• A guarantee of account opening or service availability
• A contractual relationship for regulated financial products

2.3 Future Services

When GDF launches, services will be subject to separate terms and conditions, regulatory approval, and eligibility requirements.

3. Waiting List and Registration

3.1 Eligibility

To join the waiting list, you must:

• Be at least 18 years of age
• Provide accurate and complete information
• Have the legal capacity to enter into agreements
• Not be prohibited by law from accessing financial services

3.2 Registration Information

You agree to provide truthful, accurate, and up-to-date information when joining the waiting list. You are responsible for maintaining the accuracy of your information.

3.3 No Guarantee of Access

Joining the waiting list does not guarantee early access, account approval, or availability of services in your jurisdiction.

4. Intellectual Property Rights

4.1 Ownership

All content on this website, including text, graphics, logos, images, software, and design elements, is the property of Great Dyke Fintech or its licensors and is protected by copyright, trademark, and other intellectual property laws.

4.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use this website for personal, non-commercial purposes. You may not:

• Copy, modify, or distribute our content without permission
• Use our trademarks, logos, or branding without authorization
• Reverse engineer or attempt to extract source code
• Create derivative works based on our content

5. User Conduct

You agree not to:

• Provide false or misleading information
• Use the website for unlawful purposes or to violate any laws
• Interfere with or disrupt the website's operation
• Attempt to gain unauthorized access to our systems
• Use automated systems (bots, scrapers) without permission
• Harass, abuse, or harm other users or GDF staff
• Transmit malware, viruses, or malicious code
• Impersonate any person or entity

6. Privacy and Data Protection

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data in compliance with UK GDPR and data protection laws.

7. Third-Party Links and Services

Our website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of third-party sites. Accessing third-party links is at your own risk.

8. Disclaimers and Limitations of Liability

8.1 "As Is" Service

This website and all information are provided "as is" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

8.2 No Financial Advice

Information on this website is for general informational purposes only and does not constitute financial, legal, or professional advice. You should consult qualified professionals before making financial decisions.

8.3 Limitation of Liability

To the maximum extent permitted by law, GDF and its affiliates, directors, employees, and agents shall not be liable for:

• Indirect, incidental, consequential, or punitive damages
• Loss of profits, data, or business opportunities
• Errors, interruptions, or delays in website availability
• Unauthorized access to or alteration of your data
• Actions or omissions of third parties

8.4 Jurisdiction-Specific Limitations

Some jurisdictions do not allow limitations on implied warranties or liability for incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

9. Regulatory and Compliance Status

9.1 Pre-Authorization Status

GDF is not currently authorized or regulated by the Financial Conduct Authority (FCA) or any other financial services regulator. We are working toward obtaining necessary licenses and authorizations.

9.2 No Deposit Insurance

Any future services will clearly communicate deposit protection, regulatory status, and consumer protections once GDF is authorized.

9.3 Geographic Restrictions

Services may not be available in all countries or jurisdictions. Availability will be determined by regulatory approval, licensing, and business considerations.

10. Modifications to Terms and Services

10.1 Right to Modify

We reserve the right to modify these Terms at any time. Material changes will be communicated via email (if you're on our waiting list) or by posting a notice on our website.

10.2 Continued Use

Your continued use of the website after changes constitutes acceptance of the modified Terms. If you do not agree to changes, you should discontinue use and unsubscribe from communications.

11. Termination

11.1 By You

You may stop using our website or unsubscribe from the waiting list at any time by following the unsubscribe link in our emails or contacting hello@gd-fin.tech.

11.2 By Us

We may suspend or terminate your access to the website at our discretion if you violate these Terms or engage in conduct harmful to GDF or other users.

12. Indemnification

You agree to indemnify, defend, and hold harmless GDF and its affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of the website
• Your violation of these Terms
• Your violation of any rights of third parties
• Your provision of false or misleading information

13. Governing Law and Dispute Resolution

13.1 Governing Law

These Terms are governed by the laws of England and Wales, without regard to conflict of law principles.

13.2 Jurisdiction

Any disputes arising from these Terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

13.3 Informal Resolution

Before initiating formal proceedings, we encourage you to contact us at legal@gd-fin.tech to resolve disputes informally.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and GDF regarding use of this website and supersede any prior agreements.

16. Contact Information

For questions about these Terms, please contact:

Great Dyke Fintech
Email: legal@gd-fin.tech
General Inquiries: hello@gd-fin.tech

17. Language

These Terms are provided in English. In the event of any translation, the English version shall prevail in case of discrepancies.